Medicare Health and Life Services · Irvine, CA
Your Trusted Guide for Medicare, Health & Life Insurance
I’m Maria Kakoulli, and I believe choosing your insurance coverage should feel like a conversation with a trusted friend — not a high-pressure sales pitch. As an independent agent, I’m not tied to any single carrier — I shop the market across multiple companies to find the plan that truly fits you. I take the time to understand your life and health needs, your doctors, and your budget before recommending a single plan. Licensed in California, Florida, Nevada, and Maryland, I hold AHIP Certification — a rigorous Medicare credential that qualifies me to offer both Medicare Supplement and Medicare Advantage plans. This is not an easy certification to obtain, and it ensures I bring a higher level of knowledge and expertise to every client. I also carry my own Errors & Omissions insurance, giving you complete confidence in every recommendation I make. My services are always at no cost to you. Trust me to guide you — I am a true professional who genuinely cares and is here to help you make the right choice.
Comprehensive Services, Tailored to You
Medicare Options
Medicare Advantage, Supplement, and Part D prescription plans compared side by side so you choose with confidence.
Health Insurance
Individual and family health coverage matched to your physicians and lifestyle.
Life Insurance
Thoughtful term, whole life, and final expense options — personalized life insurance solutions designed to protect what matters most.
Ancillary & Supplemental Plans
Cancer, Accident and Sickness, Disability, Hospital Indemnity, Long Term Care, and Annuities — thoughtful coverage options for clients of all ages and life stages.
Carriers I Work With
Representing leading Medicare, health insurance, and life insurance carriers so you have real choices.
UnitedHealthcare
Blue Shield of California
Anthem Blue Cross
SCAN
Covered California
Alignment Health
Kaiser Permanente
Aetna
Humana
Molina Healthcare
Cigna
Mutual of Omaha
HealthSpring
Enroll with Confidence
No Cost to You
My services are completely free. Insurance companies compensate me directly, so you receive expert guidance at no expense.
Local & Licensed
Serving seniors across California, Florida, Nevada, and Maryland — licensed and ready to help wherever you call home. Available for in-person, virtual (Zoom), or telephone enrollments.
Unhurried Service
I work at your pace. No pressure, no jargon — just honest, clear answers to every question.
Life Insurance Carriers
Trusted life insurance partners — so your family is protected no matter what life brings.
Thoughtful term, whole life, and final expense options.
MassMutual
Guardian
Pacific Life
Protective
American General Life
Banner Life
Lafayette Life
Manhattan Life
Mutual of Omaha
Assurity
Royal Neighbors
Foresters Financial
Guarantee Trust Life
Fidelity & Guaranty Life
Athene
Consumer Resources
Helpful guides to make your Medicare decisions easier.
Medicare & You 2026 Handbook
The official Medicare handbook for 2026 — your complete guide to coverage, costs, and your rights.
What to Consider When Choosing or Changing Your Coverage
A practical guide to help you evaluate your options and make confident Medicare decisions.
Medicare Information Guide
Everything you need to know about your Medicare options — explained clearly and simply.
Get In Touch
Schedule Your Complimentary Consultation
No cost. No obligation. Just honest guidance.
We do not offer every plan available in your area. Currently, we represent 10 organizations which offer 100 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Assistance Program (SHIP) to get information on all of your options.
This is a proprietary website and is not associated, endorsed or authorized by the Social Security Administration, the Department of Health and Human Services or the Center for Medicare and Medicaid Services. This site contains decision-support content and information about Medicare, services related to Medicare and services for people with Medicare. If you would like to find more information about the Medicare program please visit the Official U.S. Government Site for People with Medicare located at http://www.medicare.gov
Ready to Find the Right Medicare Plan?
Schedule a complimentary, no-obligation consultation today. I’ll come to you.
Turning 65 soon? Confused about Medicare? Medicare made easy. Already on Medicare but need help managing your benefits? Request a no-cost consultation.
Call · (949) 594-6171
Email · maria@mariakakoulli.com
Visit · Irvine, California
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